Other Titled Collateral Loans
• New & Used Motorcycles
• New & Used ATVs
• New Camper / RV
• New Trailers of all kinds (Utility, Flat, Box & Livestock)
If you are shopping for anything that has a title, such as those listed above, be sure you visit with the Credit Union about your financing options. We have many options available that allow us to custom fit the financing you need.
• Several qualified terms of financing available, from short-term needs of just a few months, to longer terms of up to 6 years. The larger ticket items such as a camper or RV, 7 years is available. In some instances, even longer terms could be possible.
• Single or Joint Credit Life, Single Credit Disability and GAP insurance available.
• Your interest rate will be based on your individual credit status and the year model of the item you are purchasing. The better your overall credit worthiness and the newer the year model, the better your interest rate.
• Marginal or poor credit, don’t worry, you are not out of the picture. We will use all available options to develop an approved loan package that allows us meet your financing needs at the best possible rate.
Financing up to 100% of purchase price is available. Other programs make it possible to finance over 100% of MSRP or NADA.
And remember that your loan payment can be made easy with an automatic payroll deduction, direct deposit, account transfer or direct draft of another account. This eliminates the need to write out and mail checks each month. You can arrange for one of the simple payment options at the same time you arrange for your loan.
Other Share Secured Loans
You can borrow against the money you have in your regular share savings account by pledging those funds toward a Share Secured Loan. Because you are pledging your savings, this is usually the fastest and least expensive way to borrow money.
Other Share Certificate Secured Loans
You can also borrow against money you have invested in Share Certificates by pledging those funds toward a Share Certificate Secured Loan. The interest rate will be 2% above the Certificate rate. Because you are pledging your Certificate, this is also a fast, simple and inexpensive way to borrow money.
And remember that any loan payment can be made easy with an automatic payroll deduction, direct deposit, account transfer or direct draft of another account. This eliminates the need to write out and mail checks each month. You can arrange for one of the simple payment options at the same time you arrange for your loan.
