Saving extra money for Christmas is easy with a PFCU Christmas Club Account. You can open a Christmas Club Account at any time and start saving for the holidays.

The Christmas Club Account is a sub-account to your existing Share Account and therefore does not require any additional minimum deposits.

Your Christmas Club Account will also earn dividends that are calculated on the daily balance, and paid on November 15th. On November 16th the entire balance in your Christmas Club Account will be mailed by check or may be transferred to another PFCU account.

If the need arises and you need the money in your Christmas Club Account, it is accessible at any time. However, if the Christmas Club Account balance is zero on November 15th, no dividend will be posted.

AND… for effortless saving, your payroll deduction or direct deposit can be automatically distributed to your Christmas Club Account.

Remember, payroll deduction or direct deposit is only a convenient option, it is not a requirement. You can come to the Credit Union office and make a deposit into your Christmas Club Account at any time.