All Accounts

• Courtesy Pay

              Transfer from Share $5

              Negative Account Balance $30

• Insufficient Funds (NSF) $30

• Return Deposit Item $30

• Return Payment Item $30

• Stop Pay Request by Member, on a Credit Union Issued Check $30

• Payroll Deducted Deposit  FREE

• Close Account <6 Months  $5 per account

• Account Reopen Fee  $10 per account

• Account Research $10 per 30 minutes

• Invalid Acct# Research for Manual Posting $15

• Deposit Received for a Closed Account $5

• Returned Mail Processing $10 per occurence

•  Inactive Account (< $200 Balance) $2

• Abandoned Account $50

• Cashier Check {After 3 Free /month} $5

• On Line Teller Access -  FREE

• On Line Account Transfers - FREE

• Check Cashing Fee $2 - $10 (Depending on amount)  Fee will be charged to Members with inactive accounts. This includes withdrawlng direct deposits.

• Garnisment/Levy - $50

• Abused Account Closure - $30

• Verification of Deposit - $5

• Notary - Free for Member

               $10 for Non-Member

• E-Statement - FREE

• Paper Statement - $5 per Statement

Share Accounts (Savings)

• Monthly Membership Charge - None

• Excessive Withdrawals

          {After 4 allowed /month} $2

• Below Minimum Balance $1

 ACH

• ACH Direct Deposit - Free

• ACH Drafted Item - Free

• ACH Transfers $10 

Loans

• Loan Application  $25 per application

• Collateral Loan Processing $50

• Non Collateral Loan Processing $40

• Refinance Loan in Less Than 6 Months  $15

• Early Termination of Credit Rebuilder  $30

• Payment by check using color or gel ink  $10

• Loan > 30 Days Past Due  $30

• Title Default Fee  $30

• Force Place Insurance 3% of policy

• ACH Originated Draft Payment

          By PFCU from another Institution   FREE

• Payment Coupon Book - FREE

• Replacement of Payment Coupon Book  $5

• Skip Payment Fee (per loan ) - $30

Share Draft Accounts (Checking)

• Monthly Account Charge - None

• Stop Payments  $30

• Below Minimum Balance  $5

• Share Draft Copies

             Individual Request   $1 per page

             Whole Month {with statement}  $1 per page

                                                                $5 maximum

• Statement Copy {Replacement}  $5

• E-Statements - FREE

• Paper Statements - $5 per Statement

• Statement Reconciliation  $15 per 30 minutes

• Online Bill Pay  Free

•  Check Printing Dependent on Style

 ATM / Debit Cards

• Monthly Charge - FREE 

• Card Setup  $10 

• Card Force Balance  $10

• Card Rush Delivery  $130

• Card Order Cancelled  $10 

• Block Card Temporarily  $2 

• Hot Carding Through Credit Union  $5

• Hot Carding Through IVR 1-800 Number  $10

• Hot Carding Through Shazam  $10 

• Card Replacement Request by Member   $15

• Card Replacement at Expiration Date - FREE

• Reissue Easy PIN Reference  $2

• Point of Sale Transaction - FREE

• ATM Transaction - FREE

      {Other Institutions may charge you for using their ATM}



Safe Deposit Boxes

• 3 x 10 $20 Annually

• 5 x 10 $25 Annually

• 7 x 10 $30 Annually

• 10 x 10 $40 Annually

EFT Transfers

• Outgoing    $10
• Incoming    Free

Wire Transfers

•  Incoming     $5
•  Outgoing     $30
• International $40